Living in Charlotte County Florida

Find the perfect home in sunny southwest, Florida


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Coronavirus Updates Southwest Florida

Here is a list of links for updates on the Coronavirus by different counties in Florida.  I separated out our local counties.  

All Counties – https://flicg.org/county-covid-19-websites/

Charlotte Countyhttps://www.charlottecountyfl.gov/Pages/COVID-19-Information.aspx

Sarasota Countyhttps://www.scgov.net/government/health-and-human-services/covid-19-coronavirus

Lee County https://www.leegov.com/covid-19/

City of North Porthttps://www.cityofnorthport.com/government/city-services/fire-rescue/emergency-management/alerts

Florida Department of Health – Search stats by county – https://experience.arcgis.com/experience/96dd742462124fa0b38ddedb9b25e429

Do you need assistance with paying bills, food and meals, employment assistance and  more?

Charlotte County 211 – https://gcp.myresourcedirectory.com/

Current situation in the state of Florida

Governor Executive Orders – https://www.flgov.com/covid-19/

Florida Department of Health – https://floridahealthcovid19.gov/

Florida Association of Counties – https://flicg.org/covid-19-resources-2/


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Homebuyers Checklist

Buyers Checklist

Buyers:

Property Address:

Dates and items to adhere to  
Effective Date  
Initial Escrow Deposit  
2nd Escrow Deposit  
Apply for Loan  
Home Inspection  
Lender to order Appraisal  
Title company to order Survey (required by lender)  
Title Evidence  
Loan Commitment  
Final Walk Through  
Closing  
   
Buyer to do prior to closing  
Make contact with title/closing agency  
Apply for loan if obtaining a mortgage  
Purchase homeowner/flood insurance  
Arrange for Utilities connection if public water  
Arrange for Florida Power & Light  
US Post Office Change of Address  
Make moving arrangements  
   
Buyer to do after closing  
Phone/Internet/Cable  
Provide copy of deed to Utilities (ask title co to do it)  
Apply for Homestead Exemption if full time resident  

Palm Card


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FIVE MONEY-SAVING GREEN UPGRADES

Going green is great for the environment, but that’s not the only benefit. When you make green upgrades in your home, it can also lead to some major savings.

  1. Solar panels: The upfront cost is big, but the long-term savings are huge. Solar panels will cost several thousand dollars to install, but ongoing maintenance costs are very low, and a typical system could save you hundreds of dollars per year. You can even sell your surplus electricity.
  2. Wood furnace: Wood-burning furnaces are relatively inexpensive, and though the yearly savings aren’t as dramatic (about 10% on heating bills), it adds up over the long run.
  3. Insulation: There’s a good chance your insulation isn’t very efficient, especially in older homes. Look into installing floor, cavity, wall, and loft insulation to reduce your heating bills.
  4. Rain barrels: Rain barrels are extremely inexpensive, and provide gallons of free water to use when you wash your car or water your garden.
  5. Geothermal system: OK, so the price tag is scary at first. A geothermal system uses the earth’s temperature to heat and cool your home, but can cost $30,000 to install. But tax credits allow you to get a lot of that money back, and the energy savings average about $1,900 per year. If you plan to be in your home for a decade or two, it’s a great investment.keys


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PRIORITY TASKS FOR YOUR MOVE IN

Moving into a new home is an exciting time, and you’re probably daydreaming about decor and paint schemes and new furniture. But before you get into the fun stuff, there are some basics you should cover first.

Change the locks

Even if you’re promised that new locks have been installed in your home, you can never be too careful. It’s worth the money to have the peace of mind that comes with knowing that no one else has the keys to your home. Changing the locks can be a DIY project, or you can call in a locksmith for a little extra money.

Steam clean the carpets

It’s good to get a fresh start with your floors before you start decorating. The previous owners may have had pets, young children, or just some plain old clumsiness. Take the time to steam clean the carpets so that your floors are free of stains and allergens. It’s pretty easy and affordable to rent a steam cleaner-your local grocery store may have them available.

Call an exterminator

Prior to move-in, you probably haven’t spent enough time in the house to get a view of any pests that may be lurking. Call an exterminator to take care of any mice, insects, and other critters that may be hiding in your home.

Clean out the kitchen

If the previous occupants wanted to skip on some of their cleaning duties when they moved out, the kitchen is where they probably cut corners. Wipe down the inside of cabinets, clean out the refrigerator, clean the oven, and clean in the nooks and crannies underneath the appliances.move


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FROM DECORATING TO STAGING

Once you’ve decided to put your home on the market, you’re looking to sell quickly for the best possible price. One tactic that can help sell your home faster is staging. At first, staging may seem like a real estate term that doesn’t actually mean anything. Isn’t staging just decorating? Well, not exactly…

Appeal to the masses

Your home is likely decorated to your tastes. It could be colorful and eclectic, or rugged and industrial. But when you’re staging your home, rather than appealing to a specific decorating sense, you want to furnish your home in a way that appeals to everyone-and more importantly, doesn’t turn anyone off who just isn’t into your personal style.

Tone down the personal flourishes

Buyers want to be able see themselves in a home and imagine how they’d make it their own. Unfortunately, that means less of your own style as you’re preparing for your move. Cut down on family photos, bold artwork, and unusual furniture. Do some major decluttering so the buyer can see all the space and storage opportunities. It may be sad to start removing the items that make your house a home, but it’s an important part of the process.

Mass appeal doesn’t mean “boring”

Your staged home can still be colorful, just stay away from extremes. If you paint, stick to whites, grays, or neutrals. Add flourishes of color with window treatments or accent furniture, but try to choose items that will appeal to both genders.

Call a pro

There are likely several staging companies in your area. If you need a recommendation, reach out to your trusted real estate professional.staging


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AVOID THESE TWO BIG MORTGAGE MISTAKES

We all know that searching for and viewing potential homes is the fun part of the home-buying process. The not-so-fun part? The mortgage.

But if you don’t pay attention to the details, your mortgage can end up dragging down the enjoyment of your new home and cause some major regrets. Here are a few mistakes to avoid to ensure that you love your mortgage terms as much as your hew home.

Don’t find your home first: Shopping around for the best mortgage rate should be the first step in the home buying process. You may even want to talk to a mortgage broker a full year before you plan to buy. It’ll give you time to get your affairs in order to qualify for the best rate, could save you thousands of dollars in the long run, and you won’t feel rushed to accept an unattractive loan because you’re worried you’ll miss out on your dream home.

Don’t forget your real budget: There’s often a big difference between what a lender says you can afford and what you can actually afford. Your debt-to-income ratio doesn’t include the money you spend on hobbies, or the cost of commuting to work, or maintenance and utility costs. Really sit down and examine your spending before committing to the loan amount the lender is offering. You won’t enjoy your home nearly as much if it’s eating into your favorite hobbies.mortgage