Living in Charlotte County Florida

Find the perfect home in sunny southwest, Florida


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The car and truck shows are back

When fall rolls around it is time for the car and truck shows to get back in gear.  You can attend a lot of cruise ins during the summer time, but with the seasonal residents back in town, the shows start up.  Here is a list of upcoming events for 2011/2012 in Southwest Florida you may want to attend.  You can register your car or truck or just come on out to enjoy the sights, sounds, food and company of automobile enthusiasts. 

CCC Open Car and Truck Show on the River

Victory Lane Chevrolet Benefit Car and Truck Show – Oct 29 – 3980 Fowler St, Ft Myers

The Stage Restaurant Open Car and Truck Show – Nov. 5 – 0144 Bonita Beach Rd, Bonita Springs

Vette Together for Charity Open Car and Truck show – Nov. 6 – Riverview Corporate Center, Bonita Springs

Sun Sports Benefit Open Car, Truck and M/C Show – Nov. 12 – 3441 Colonial Blvd, Ft Myers

Titusville Corvette Club Benefit Car, Truck & Street Rod Show – Nov. 19 – 5200 S. Washington Ave, Titusville

Knights of Columbus Benefit Car, Truck & Street Rod Show – Dec. 3 – Corner of Tyrone Blvd & 6th Ave N, St. Petersburg

Quaker Steak & Lube Benefit Car and Truck Show – Dec. 10 – 10400 490th St N, Pinellas Park

Corvettes on the Gulf Open Car, Truck & M/C Show – Jan. 8 – 2160 Colonial Blvd, Ft Myers

Wiregrass FREE Car, Truck Show & Cruise In – Jan. 14 – 28211 Paseo Dr., Wesley Chapel

Reflections in Glass Corvette & FM, Ford, Chrysler Car & Truck Shows – Jan. 21 – 1300 N. Federal Hwy, Ft Lauderdale

Open Car and Truck Show at Muscle Car City – Feb. 26 – 3811 Tamiami Trail, Punta Gorda

Pelican Preserve Benefit Open Car and Truck show – Mar. 3 – 10571 Veneto Dr., Ft Myers

Lemon Bay High School Band Benefit Car and Truck show – Mar. 24 – 2201 Placida Rd, Englewood

Wiregrass FREE Car, Truck Show & Cruise In – Apr. 28 – 28211 Paseo Dr., Wesley Chapel

For more information or to register your vehicle in a show, go to Premium Productions web site at

http://premiumcarshows.com/wppremium/.  All shows are professionally judged.  All vehicles are welcome unless it is a specific show just for one type of vehicle.  The most important aspect the judges are looking for is cleanliness. So detail your vehicle before you come.  Come on out and have a great time. 

 

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Flood Insurance – To Buy or Not to Buy

Are you thinking of buying a home in Florida that you think might be in a flood zone?  Some people will say you should buy flood insurance no matter where you live in Florida.  Others will say you only need flood insurance if you are in a flood zone. If the area you live in or are buying a home in has never been flooded, then it is unlikely that you will need flood insurance. 

Did you know that floods can occur even if you don’t live near a river, lake, or ocean? Areas most prone to flooding are barrier and offshore islands, areas near rivers, creeks, or canals, and low areas including those with elevations of less than 10 feet above mean sea level.

If the property you plan to purchase is within a flood zone, you can purchase National Flood Insurance through a property insurance agent. If the property is located in a flood plain, flood insurance is required when you obtain a mortgage. Flood insurance is available on homes, condos, and mobile homes and most enclosed buildings.

Here is the link to FloodSmart.gov.  http://www.floodsmart.gov/floodsmart/

This will give you information on the National Flood Insurance Program, flooding and flood risks, residential coverage, FAQ’s, flood facts and more.

From the home page, there is a red box where you can type in the address of the property and it will then take you to the property’s flood risk profile.  It will tell you whether the home is moderate to low or high risk.  It will give an estimated premium amount and it will give you a list of insurance agents serving the area. 

Another place to check for flood plains is the local county GIS Flood Maps.  Type in the property address and do a flood map search. 

Sarasota County – http://gis.scgov.net/

Charlotte County – http://www.ccgis.com/

Lee County – http://leegis.leegov.com/

Manatee County – http://public.co.manatee.fl.us/gishome/jsp/iMaps.jsp

Flood insurance policy rates – http://www.floodsmart.gov/floodsmart/pages/residential_coverage/policy_rates.jsp

FEMA Flood Maps – http://www.fema.gov/hazard/map/flood.shtm

Before signing an insurance policy, be sure to read it carefully to make sure you understand the terms and costs and make sure that it is the coverage you need.